- Joined
- Sep 14, 2004
- Posts
- 3,711
I remember when I was young & hearing my dad complain about credit cards... I'd think "dang I never want one of those!"
So, as far as a "credit score" goes, I never bothered to look into it. For the longest time I just assumed maintaining a bank account & paying bills on time was good enough. Now that I actually need to do something that requires having "good credit", I'm told I don't have a credit score(it's not bad, one just doesn't seem to exist).
I've researched it some and have gone ahead and applied for a secured credit card(should be arriving in a week or so). A side from making purchases & paying the bills on time, is there anything else I can do to help speed up the credit building process?
So, as far as a "credit score" goes, I never bothered to look into it. For the longest time I just assumed maintaining a bank account & paying bills on time was good enough. Now that I actually need to do something that requires having "good credit", I'm told I don't have a credit score(it's not bad, one just doesn't seem to exist).
I've researched it some and have gone ahead and applied for a secured credit card(should be arriving in a week or so). A side from making purchases & paying the bills on time, is there anything else I can do to help speed up the credit building process?